Budgeting for Your Home Renovation: Tips to Keep Costs in Check

Embarking on a home renovation can be an exciting yet daunting experience. One of the biggest challenges you’ll face is keeping your renovation budget in check. But don’t worry, we’re here to help. In this article, we’ll address specific questions related to home renovation budgets, provide you with valuable tips and insights, and link you to helpful resources to make your renovation project a success.

How Do I Work Out My Budget for a House Renovation?

  1. Determine your goals and priorities: Identify the key areas you want to renovate and the outcomes you want to achieve. This will help you establish a realistic budget and allocate funds accordingly.
  2. Research average renovation costs: Gather information on the average cost of renovations in the UK. This will give you a ballpark figure to work with and help you set a renovation budget.
  3. Get quotes from multiple contractors: Reach out to at least three contractors for quotes on your project. This will give you an idea of how much your renovation will cost and help you identify the most cost-effective option.
  4. Include a contingency fund: Unexpected expenses can arise during a renovation, so it’s important to have a contingency fund in place. Aim to allocate around 10-20% of your renovation budget for unforeseen costs.
  5. Consider financing options: If your renovation budget is limited, explore financing options such as home improvement loans or equity release schemes to help fund your project.

How Much Does It Cost to Fully Renovate a House UK?

The cost of a full house renovation in the UK varies depending on factors like location, property size, and the extent of the renovation. On average, a full house renovation can cost anywhere from £20,000 to over £100,000. However, working with an experienced Architectural Designer can help you maximise your budget and achieve the desired outcome. Shear Architectural Design offers a range of services, including planning permission and building regulations, to ensure your renovation project goes smoothly.

What Is the Most Expensive Thing When Renovating a House?

Some of the most expensive aspects of a house renovation include:

  • Structural work: This can involve removing or adding walls, extending the property, and making structural alterations to the roof.
  • Electrical and plumbing work: Rewiring and updating plumbing systems can be costly, especially if the property is older.
  • New windows and doors: High-quality windows and doors can be a significant expense but are essential for energy efficiency and security.
  • Kitchen and bathroom renovations: These rooms often require new fixtures, fittings, and appliances, making them some of the most expensive areas to renovate.

How Long Does It Take to Renovate a House UK?

The duration of a house renovation in the UK depends on the scope of the project and the efficiency of the renovation team. A minor renovation may take a few weeks, while a large-scale renovation can take several months or even over a year. Working with a reputable Architectural Designer like Shear Architectural Design can help streamline the process and ensure timely completion of your project.

How Much Does It Cost to Build a 3 Bedroom House UK?

The cost of building a 3 bedroom house in the UK can vary greatly depending on factors such as location, materials, and design choices. On average, you can expect to pay between £150,000 and £300,000 for a new build 3 bedroom house. To get a more accurate estimate, consult with an Architectural Designer who can guide you through the process and help you make cost-effective decisions.


Are Renovations Capital or Revenue?

Understanding the difference between capital and revenue is essential when budgeting for a home renovation. Capital expenses involve improvements that add value to your property or extend its useful life. These include major renovations like loft conversions and house extensions. On the other hand, revenue expenses are the ongoing costs of maintaining your home, like painting or minor repairs.

When setting your renovation budget, consider the long-term benefits and potential return on investment.

Stay on Track with Your Home Renovation Budget

Use a Home Renovation Budget Template

To keep your renovation costs in check, use a home renovation budget template. This will help you track expenses, set realistic expectations, and stay within your financial limits. Consider incorporating a renovation budget checklist and cost breakdown for better organisation.

Consult an Architectural Designer

For a successful home renovation, enlist the expertise of an Architectural Designer. They can guide you through the renovation process, providing invaluable advice on maximising your budget while achieving your desired results.

Prioritise and Plan

Determine your renovation priorities and plan accordingly. Focus on the most important aspects of the renovation first, such as structural repairs or essential upgrades, before moving on to cosmetic changes.

DIY Home Renovation on a Budget

For homeowners seeking to save on renovation costs, consider tackling some projects yourself, such as DIY kitchen renovation or DIY bathroom renovation. Just be sure to assess your skills and the project’s complexity before diving in!

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Learn More about Home Renovation and Architectural Design

At Shear Architectural Design, we believe that a well-planned and executed home renovation can transform your living space into a dream home. To help you make informed decisions, we continuously publish articles on various aspects of home renovation, architectural design, and construction.

Here are some additional blog posts you might find interesting:


Remember, when it comes to your building project, an informed decision is the best decision.



As always, thanks for reading!

DISCLAIMER: This blog post is intended to provide a general understanding of the subject matter. It is not intended to provide specific advice for any specific circumstances. Always consult with a professional before starting any construction work.


About Shear Architectural Design

Shear Architectural Design is an award winning Architectural Design firm based in Sussex, specialising in residential and commercial projects. Our experienced team is dedicated to creating innovative, sustainable, and functional spaces that meet the unique needs of our clients. With a focus on collaboration and customer satisfaction, we work closely with you to bring your vision to life, from the initial concept to the final construction. To learn more about our services or to discuss your project, please contact us today.

Working with an Architectural Designer can help you to achieve your goals and ensure that your project is a success. Shear Architectural Design is a reliable and experienced company that can help you with your home renovation, building project or garden project, in Sussex.


As part of our comprehensive approach, we offer services to design a house plan tailored to your unique requirements.

Our Architectural Design process involves the creation of detailed Architectural Design drawings, which meticulously capture every aspect of your dream home. We also navigate the complexities of building regulation plans, ensuring that our designs adhere to both building regulations and planning permission guidelines.

By incorporating innovative Architectural ideas and working closely with you to draw a house design that reflects your vision, we strive to make the planning and design process as seamless and enjoyable as possible. Our commitment to excellence ensures that you receive a bespoke, high-quality living space that meets your needs and exceeds your expectations.

Our Services

At Shear Architectural Design, we offer a range of services to help you bring your vision to life:

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We assist with gaining planning permission and building regulations, ensuring that your project meets all necessary requirements.

Contact us today, on 01273 740642 to learn more about how we can help you create the home of your dreams!

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